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Archive for the ‘Commerce & Christianity’ Category

The following article appeared at First Things, written by Carmel Richardson.

When I heard the price the retired man was asking for his home, a full $80,000 over online estimates of its value, I flinched. The market is hot in our small town, and the location was good, but was it that good? More importantly, would the bank appraise it so high? Just seven years ago, this seller had purchased the home for less than half the price he wanted for it in 2026.

My husband and I were in a spot familiar to many in our generation: trying to scrape together enough cash to buy a house from an older couple, who neither needed nor wanted the space, yet priced it extraordinarily high. Another retiree in our neighborhood recently listed his home, a three-bedroom house with a modest yard, at $100,000 over its estimated value. A third home in town has been relisted at least twice, as the retired woman selling it refuses to lower the price, despite knowing the home needs thousands of dollars in mold remediation and electrical updates. When we offered a number below her asking price, and above the home’s estimated value, she accused us of trying to fleece an older woman. It has since remained on the market for more than a hundred days, but she’s not in a hurry. She owns the home outright.

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A really good podcast episode from King’s Hall. They basically said what I had already been thinking (for what that’s worth!). In short, one size does not fit all educationally; and we really ought to rethink adding more vo-tech courses into the standard Christian school/homeschool curriculum.

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Apologies to everyone who tried to watch the livestream—technical issues. Here is the audio:

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Just published another article on Thomas Chalmers. This is also a fantastic journal, and well worth the low cost to purchase. Get your copy here. For past articles I’ve written on Chalmers, visit the ‘About’ page and scroll to the bottom.

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Funny, but damningly true. Again, reinforcement that Adam Smith was dead wrong about leaving religion purely to market forces.

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I am a whole-hearted supporter of free market capitalism. But like Thomas Chalmers, I demur when it comes to Adam Smith’s opposition to church establishments. He thought that the free market, when applied to the sphere of religion, would yield the best results both for religion and society:

But if politics had never called in the aid of religion, had the conquering party never adopted the tenets of one sect more than those of another when it had gained the victory, it would probably have dealt equally and impartially with all the different sects, and have allowed every man to choose his own priest and his own religion as he thought proper. There would in this case, no doubt’ have been a great multitude of religious sects. Almost every different congregation might probably have made a little sect by itself, or have entertained some peculiar tenets of its own. Each teacher would no doubt have felt himself under the necessity of making the utmost exertion and of using every art both to preserve and to increase the number of his disciples. But as every other teacher would have felt himself under the same necessity, the success of no one teacher, or sect of teachers, could have been very great (Wealth of Nations, 792).

Free market religious competition, further, could possibly result in an ideal “pure and rational religion, free form every mixture of absurdity, imposture, or fanaticism, such as wise men have in all ages of the world wished to see established” (793).

Well, having been born and raised in the land of religious free enterprise, I can think of at least a couple of reasons to disagree ….

 

kenneth-copeland-jesse-duplantis

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The latest addition to the Chalmers audio library:

Rom. 14:18 – “The Influence of Christianity in Aiding and Augmenting the Mercantile Virtues”

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The Church, in its worldwide missionary enterprise, must be funded.  Yet, according to Chalmers, the Church must ultimately fail if it makes its services dependent upon a pre-existing demand.  Adam Smith was right to promote free trade in the marketplace, but not in religion.  Why?  Because the natural man won’t pay for the Gospel.  He has no demand for such a supply.  Therefore, missionaries must be financed by those who are already Christian, whose hearts have been enlarged by the Gospel that they may patronize its cause.  This is what Chalmers calls voluntaryism ab extra.  And it is a major part of his argument for the necessity of Church establishments.

In the quote below, Chalmers demonstrates that this has always been the case, from the coming of the Savior to the age of the apostles and beyond.

* * *

“Now let us consider whether this is the footing on which the world ever is; or ever can be, supplied with its Christianity, or rather with its Christian instruction, in the way that is best for the moral interests of our species. It was not so at the first introduction of Christianity, in virtue, not of a movement from earth to heaven, but of a movement from heaven to earth; and the expenses of which, throughout the infancy and boyhood of the Saviour, were certainly not defrayed by those for whose welfare the mission was undertaken. It was not so during the time of His public ministry, when three or four women ministered to Him of their substance, as He travelled from place to place over the land of Judea; and so He was maintained at the cost of the few for the benefit of the many. It was not so in the journeyings of His disciples, two by two among their countrymen—who, when they entered a city, fixed their residence in some particular house, and were supported by the hospitality of one individual for the good of the general population. It was not so when the apostles went forth after the resurrection; and received their maintenance from such as Simon the tanner, or Lydia the seller of purple, or Stephanus and Fortunatus, and Achaicus, and others of those Scripture worthies who harboured and entertained the men of God, while they held out the bread of life, without money and without price, to the multitude at large. It was not so when the last, but not Probably_Valentin_de_Boulogne_-_Saint_Paul_Writing_His_Epistles_-_Google_Art_Projectthe least of the apostles, provided with his own hand for his own necessities; and the wages of Paul the tentmaker, enabled Paul the apostle, to labour in his sacred vocation without wages. It was not so when he received from other and distinct churches, that, in the church of Corinth, the gospel might not be chargeable to any; and he would suffer no man to strip him of this boasting in the regions of Achaia. And, to come down from the age of the New Testament, it generally could not have been so, that the extension of Christianity was carried forward during the three first centuries. The men who were not yet Christians did not, in those days, send to the apostolic college for men who might give them the lessons of the gospel; but, by a reverse process, teachers went forth among the yet benighted countries of the earth; and their expenses, at least in the first instance, behoved to be borne, not in the shape of a price by those who received the benefit, but in the shape of a bounty by those who dispensed it. In all these instances, contrary to every law or character of pure trade, the expense was borne either totally or partially by one party, and that for the good of another party. It was not as in the ordinary exchanges of commerce. The receivers were not the purchasers; and what they did receive was not a thing by them bought, but a thing to them given. It is an utter misconception that when Constantine set up in his dominions a national establishment of Christianity, he made the first infringement on that system of free trade by which the prosperity of this religion had been heretofore upholden; for, from its very outset, Christianity stood indebted, for almost every footstep of its progress, to a system and a policy directly the opposite of this. When he came forth with his great imperial bounty or benefaction, he only did on the large scale, what thousands of benefactors had previously, and for hundreds of years, done on a small scale before him. When he became the friend and nursing father of the church, he did for the whole territory of which he was the sovereign, what, times and ways without number, the friends of the church had already done, each for the little district in which he himself resided, or for the introduction and the maintenance of Christian worship in some chosen locality of his own. With his great national endowment, he but followed in the tract of those private and particular endowments which, sometimes temporary, and sometimes perpetual, had multiplied beyond all reckoning, during the preceding ages of Christianity; and in virtue of which it was, that churches innumerable were raised, and congregations were formed; but chiefly in the large and flourishing cities of the Roman empire. The peasants, or they who lived in the country and villages, inhabitants of the pagi, and hence called Pagans, were, in the great bulk of them, still unconverted—insomuch that Paganism in those days became synonymous with heathenism; or, in other words, the great majority of the rustics or countrymen of that period, notwithstanding the strenuous and apostolic exertion of many thousands of Christian missionaries for about three centuries together, were still adherents to the old superstition and idolatry of their forefathers. The universal endowment, by which a ministry was provided for every little section of the territory or the whole was broken into parishes, opened a way to the moral fastnesses that were still held and occupied by the countless millions whom all the efforts of by-gone generations had not reached; and so brought a whole host of gospel labourers into contact with the wide and plenteous harvest of the general population.

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In the following quote, Thomas Chalmers (1780-1847) is urging that the Church of Scotland in his day stick to its parish principles, that is, attaching a church to a district, charging its minister to evangelize it, and giving preference to its residents in seating during the services.  A church should be a local, or a ‘territorial’ church.  It should not operate on the law of supply and demand, thus drawing any and all irrespective of residence.  When it does, as Chalmers here points out, it occasions the worst in those who are already religious, fostering a culture of religious fastidiousness – and church-hopping.

Without a territorial arrangement, the “population” of the parish “might still abide in a state of unmoved heathenism; and the chapel congregation, instead of being formed or recruited out of their families, will be drawn very much at the expense of previous congregations, from that class of the community whose habits of church-going are not only already established, but may be said to have been refined into fastidiousness; to whom change is luxury, and who, ever agog on the impulse of novelty, are, in fact, the deadliest adversaries of that territorial system, wherein the great strength of our establishment lies” (Collected Works 16:184).

Again, Chalmers exposes the commercialization of religion that has only grown from embryo to full monster.

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Few in confessional Reformed circles would question the ‘McDonaldization’ of the Church thesis.  So much of evangelical Christianity in America has caved in to consumerism.   But historically, I have to ask whether we’re at the end of a long journey begun by 19th century Voluntaries?  Or was it perhaps commenced inadvertently by the 17th century devotees of “gathered churches?”  The following quote from William Smith (a la Chalmers) at least raises the question, given that his central critique of Voluntaryism is its commericialization of the Church:

“But the radical and fatal defect of the Voluntary system lies in this, that from its very nature it tends to occupy and engross itself with the fat places of the land, leaving the lean neglected and uncared for—that it absorbs and isolates into self-supporting confederations the very portion of the population that ought to be caring for the perishing souls of others less happily conditioned—that the more successful it is in any field, the more neglectful must it be of those persons connected with that field who most require the ministrations of the Gospel —and that its besetting and generally irresistible temptation is to make the grace and ordinances of religion a matter of mere competitive shopkeeping on the one hand, and of ready-money purchase on the other” (William Smith, Endowed Territorial Work, 100-1).

Yet, I fear that Smith’s critique of consumerism cuts both ways.   

Smith wrote at a time when the integrity of evangelicalism had not been radically vitiated.  Many (most?) Voluntaries were Calvinist.  Smith really was criticizing all Voluntaryism, Calvinist or not, because it tended to make the faith once delivered gravitate to where the money is.  Voluntaryism of whatever stripe simply had no internal mechanism to ensure that everyone in the land, including the working classes, were provided the pure ordinances.  The old Kirk, with its principle of endowed territorialism, did. 

Reformed churches in North America are de facto if not de jure gathered churches.  And while many of us have been kept from the abyss of crass McDonaldization (so far), yet we tend to exist only where we can be financed.  Does this explain not only the temptation to dilute our confessionalism, but also why there are so few confessionally Reformed churches in urban America?

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